Xero-based multi-entity platform for real estate
Financial clarity for every SPV in your portfolio.
Clarity Ledger gives UK property investors a one-stop view across all their Xero SPVs, with FP&A, “what if?” scenario planning and automated investor-ready reporting on top.
Consolidated portfolio dashboard
One-stop view across multiple Xero entities (SPVs), standardised charts of accounts, portfolio-level and SPV-level reporting, cash flow and yield metrics at a glance.
- Multi-entity consolidation
- Budgeting & forecasting
- “What if?” scenario planning
- Automated reporting & commentary
The SPV headache.
SPVs are great for risk and tax – but brutal for reporting. When every property is its own company, your numbers vanish into a maze of Xero files and spreadsheets.
No single version of the truth
Multiple Xero entities, scattered sheets and manual exports. It’s impossible to see portfolio-level cash, debt or performance at a glance.
Slow, fragile reporting
Consolidations and intercompany eliminations live in Excel. Investor and board packs take days each month and hinge on brittle formulas.
No “what if?” visibility
Interest rate changes, void risk and refurb programmes all demand a fresh spreadsheet. Scenario planning feels too slow to be useful.
One platform. Every SPV. Real estate-specific insight.
Clarity Ledger connects all your Xero SPVs into a single, standardised data model, then layers on FP&A, scenario planning and AI-generated narratives built for property investors and their stakeholders. :contentReference[oaicite:2]{index=2}
Multi-entity consolidation
Standardised chart of accounts and mappings so all SPVs roll up cleanly. Automated consolidations, intercompany eliminations and group-level adjustments – no more copy-paste.
FP&A & cash planning
Budgeting, forecasting and cash flow planning at both SPV and portfolio level. Understand how upcoming expenses, refinances and rate changes will impact liquidity.
“What if?” scenario planning
Model interest rate changes, occupancy shifts and refurb programmes, and see how each scenario affects cash, yields and investor returns before you commit.
AI CFO / narrative layer
Automated commentary that explains what changed this month, where performance is strongest or weakest, and which SPVs are driving risk – ready to drop into your investor and board updates.
Built for serious property portfolios.
For property investors & funds
Get a live picture of portfolio-level cash, debt and performance across every SPV. Answer questions from investors and lenders with confidence, and see where capital is working hardest.
- Portfolio and SPV-level performance in one view
- Deal and refinance decisions informed by scenarios
- Faster, cleaner investor and lender updates
For property accountants & advisors
Stop wrestling with custom spreadsheets for every SPV. Standardise reporting across clients, then add advisory value with FP&A and scenario planning on top of the numbers.
- Standardised COA and templates across property clients
- Automated consolidations directly from Xero
- Advisory-ready FP&A and scenario tools
From disconnected SPVs to portfolio clarity in three steps.
Connect your Xero entities
Securely connect each SPV in a few clicks. We sync your data into a cloud data warehouse ready for consolidation and analysis.
Standardise & consolidate
Apply a property-specific chart of accounts and mappings. Automate consolidations, adjustments and intercompany eliminations.
Decide with confidence
Explore your Consolidated Portfolio Dashboard, run “what if?” scenarios and generate investor-ready packs – without rebuilding everything monthly.
Pricing that scales with your portfolio.
Pay for the complexity you actually have – not per-seat license bloat. We price primarily by number of SPVs and level of FP&A support you need.
Starter
For portfolios up to ~10 SPVs.
- Consolidated portfolio dashboard
- Standard reporting templates
Growth
For professional investors and funds.
- Advanced FP&A & scenarios
- AI CFO narratives & alerts
- Custom investor & board packs
Scale
For large portfolios & firms.
- Firm-wide templates & training
- Dedicated success support
Share a bit about your portfolio and we’ll recommend a plan and indicative pricing.
Talk to usWhy we’re building Clarity Ledger.
We’ve lived the pain of juggling dozens of SPVs, Xero files and investor questions – and wanted a better way. Clarity Ledger combines a robust multi-entity engine with real estate-focused FP&A and AI narrative, so serious operators can make better decisions, faster.
Our focus
We focus on property portfolios and SPVs, not every business under the sun. That means charts of accounts, metrics and scenarios designed for real estate – not retrofitted from generic tools.
Our principles
- Clarity first – no jargon, no black boxes.
- Partner mindset – we win when you do.
- Security & trust – your data handled like it’s our own.
Ready to get out of spreadsheet hell?
Leave your details and we’ll walk you through how Clarity Ledger would work with your SPV portfolio on Xero.